I live in beautiful Southern California. I was married for 20 years and thought that my husband was "taking care of us" financially. I found out othersiwe. After that I did "everything right" in paying extra on my mortgage, contributed to my 401(k) and even funded a ROTH IRA. After taking a real estate investing class I did my financial statement and I realized that even if I kept doing every right, I still wouldn't have enough to retire. So now I am very activly setting up a new business in real estate investing. My goal is to retire in 3 years.