Here is a cool exercise on time, activity and money. You'll need a piece of paper and something to write with. You're going to draw three circles, list the things that eat up your time, the activities that you take part in and where you spend your money. In about 5 minutes, you'll discover what to focus more on and what to step away from.
It all boils down to getting the most out of the time and resources you have. Moments in life matter. An hour ago you were doing something, whatever it is, that hour is lost forever now. Use this exercise to make the most of the minutes and resources you have moving forward.