Well, I just got back from the bank trying to get ahold of some cash. I think I am going to be denied because I am in the middle of fighting identity theft, but it should be cleared up within 45 days because I sent the letters including all the info they need to wipe it off my report about 3-4 days ago. Not sure if that is the way to go, but I can not find a hard money lender in the houston area that will finance with out pulling credit report. Not only that, I can not even have my realtor show me houses until I get the proof of funds letter. I don't know what I am going to do. I really need a hard money lender that does not care about the credit report. If anyone has any thing to help me, that would be great. I live in the Houston, TX area.