I just visited a web site called Caifornia Housing Finance Agency which caters to low amd moderate income families who are 1st time buyers. For instance in LA county a 3+ person family has to make under %106,120 to qualify. The purchase price has to be under $729,750. And you have to live in it until SOLD or REFIED. They used to give 100% loans minus commission. Sounds like a good thing to tell your new buyer and sell them your house........ I thought Anita might like this if she doesn't already know it.