I have looked at many foreclosed homes, most of which are listed with a realtor. For someone who has no money and good credit, is this a dead end as it relates to Bird dogging? I noticed that one is required to certify funds and that an ernest money deposit of 2% of the purchase price is necessary! Is there a way to make a move on some of those bank owned properties without going through the conventional lending patterns? I see some great discounted homes in my area and have lined up a few investors who are willing to go with such discounts I have seen, but how do I move ahead? Sure would appreciate some advice.