One of the things discussed in the book is getting started on your first deal without using any of your own money. Recently I was trying to look into buying and investment property in Hawaii where I currently live. Every mortgage lender i talked to made it clear to me that the only way i could get 100% financing was by using my VA benefit...which i can't use for an investment property that is not going to be my primary residence. The consensus from multiple lenders is that you have to put at least 20% down for an investment property mortgage. Since I don't have that nest egg to use to get started, i'm trying to figure out another way. Am I just looking in the wrong place for financing?