Hi, Is there a different contract for each of these two titles or are they the same? What is the difference if any? I am looking at a purchase but do not want to finance. Seller is willing to do a lease purchase or option. Would this be considered a sale as far as the finance company that now holds the mortgage is concerned? Their contract says that the mortgage company can call in the loan as due and payable if the property is sold. Where do I go from here? Thanks for helping me out.