I'm very upset with the fact that now Realtor and Brokers are now trying to become Real Estate Appraiser. I just got off the phone with a listing agents arguing back and forth about the home values in the area and why it's not reflecting the sales comps in the area. I've done my research with homes that have been sold in the last six month to a year between 45K to 70K base on a three bed rooms and one or two bahrooms with 1,000-15,000 square footages. On one particular house that i made an offer on it (two weeks ago), the listing agent said that the bank has based their price on the appraised value which was done by a broker as an assessment value. Now, when since the brokers become appraisers? I thought their jobs was to market and list properties, and now all of sudden they become the expert appraisers too? The thing is, even the listing agent knows that the house that i made an offer on it was way over price given the facts that she sold five homes within six months to a year ago, and she couldn't understand how the broker came up with such an high appraisal. She would not provide the name of the broker, but she said someone within my local area. This particular house was appraised at 89K. Now given this information, the bank will not even look at any offer less than 79K. I made an offer of 51K cash and close in 30 days and provided comps to the listing agent which she wholeheartly agreed with me, but she's representating the bank and she has to go by what bank said. So, the dilema were dealing with now, not only the brokers and Realtors wants to market, buy and sell you properties, but now they are sticking their noses where it doesn't belong. I have a lot of respect for Realtor and brokers, but please let the APPRAISER BE THE APPRAISER don't stick you nose where it doesn't belong. You can't make up your own price to justify your own greed and personal needs when the comps don't lie. That's all i got to say about that!