I am in the Army and would like to buy a property where I am stationed near FT Polk, Louisiana. I married my wife, a nurse in Phoenix, AZ, about 4 months ago.
She is going through a house foreclosure in AZ right now. I tried to get a VA loan but as LA is a community property state I did not qualify. My credit score is around 800, heres 600. I think the main problem is that her debt for house exceeds what my officers pay can match.
Is there anyway I can avoid this and use my VA loan to purchase a home here? When the home is finally foreclosed could I then use my VA loan (Im assuming then she would not have the outstanding mortgage which showed when they pulled her credit report that she was 2 payments behind).