I have a situation which is keeping me from fulfiling my dream in real estate. In February of 2009, I made a foolish mistsake and bought a home with my then fiance. We also purchased a truck shortly there after. soon after we bought the house, things started deteoriating rapidly. Well we broke up in July and I left her with the house and took the truck. I was assured by her that she would have the house refinanced within a month with her parents help. Well they did not trust that she would make right decisions so they did not help her leaving me in a bind.
The house and truck is in both of our names: truck payoff about 20000, house 85000 +. She has been paying the house and I have been paying my truck. I have tried to get the truck refinanced to get her name off but because the house is also in my name, no one would approve me because it still looks like i am paying a 400 car payment and a 700 mortgage. What I am hoping for is help, advice anything from my Graziosians that can help guide me in the right direction to get her name off of my truck and get my name off of the house. I have tried even earlier tonight to call her and discuss how we can go about doing this and she says she does not what to have such discussions. It has been 6 months since we split and she has made not one effort to get the house out of my name. Please, any help that anyone can offer me to get this taken care of would be greatly appreciated, I do own my current home free and clear but no one looks past my debt to income ratio to even give me a home equity loan to pay off my truck. I am ready to go full force with my business but have this thing holding me down, I would like help, any help that could eventually help stear me clear of this situation I am in.
Thanks in advance for the help as always..