I am so happy. I went in to check my business credit score today because with my offer the bank wanted to see my FICO score (despite it being a cash or PML offer).
Well, I didn't want to have another inquiry on my credit, so I decided to check my business to see if my Paydex score was showing. I knew I was getting credit card offers for my business, but I got a HUGE smile on my face looking at the report today and seeing that 80 glaring at me from the page! I used it in place of my personal FICO score for my offer, successfully.
It can be done on your own folks, don't give up on it! I decided NOT to hire another company after the bad experience I had with one (who had put all the wrong info and gave me little to no guidance at all.)
Well, its 6 months later, and I've done it myself! I now have a business credit score! Here's how!
IT is free to get your DUNS number: https://eupdate.dnb.com/requestoptions.asp (if you already have your business set up, whether its an LLC, S corp, C corp, LP, etc.-set that up 1st)
From there are 2 books to get that have really helped me! The first is just a review of everything you’ll need to do and doesn’t tell you how to do it, but it’s a great summary and only takes about an hour to read. http://www.amazon.com/Unlimited-Business-Financing-business-personal/dp/... ($12) Then, this book shows you everything you need to do to actually do it without hiring a company and paying them $1000s of dollars, and includes vendors and companies that automatically report to the DNB. http://www.amazon.com/Principles-Building-Business-Credit-Roussell/dp/09... ($34) (Its also available on Kindle, if you have that). Do what it tells you to do! Pay your bills on time or early.
Then, start really working on writing your business plan; you’ll need it in about 6 months if you follow the steps.
Good luck! I’m PROOF it works! I was so happy to see that ‘80’!!!
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“The way to get started is to STOP talking and to begin DOING!!!" ~Walt Disney
By humility and the fear of the LORD are riches and honor and life ... Proverbs 22:4.
SUCCESSFUL PEOPLE DO IT WITH A HEADACHE! (~Dean Graziosi)