January 2, 2009
Okay, so the holidays are over as well as 2008. A little depressing. I looked over my 2008 New Year's Resolutions and realized I didn't do a darn thing on that list. Still the same old goals... lose weight, get involved with real estate, pay off bills, move some where else...blah...blah...blah! Totally meaningless. Something has to change because I'm sick of my job and the stagnant lifestyle I have created. For goodness sake, I'm only 35 and I find myself saying, "Is this it?" Well, it's not! I just finished reading Dean's Totally Fulfilled book and let me say "The buck stops here!" No more empty resolutions, only action! So here is what I have done so far...
1. Depressed the heck out of myself because I put together my debt vs. assets sheet and a spending plan. What the heck did I buy in 2008? Cried for a few minutes because I realized that between my $70k in student loans and my credit card debt of $27k (this includes my spouses cc debt) I owe $97k!!!! Not a great start to making yourself feel like 2009 is going to be your year!
2. Kept my date night with my honey and decided to cheer myself up with a movie. We decided it would be our last hurrah since we would be on a strict budget for 2009. Like an idiot I said, "Let's see the cute dog movie, it looks funny." I ended up crying the last 1/2 hour of the movie. Don't let the trailers fool you; Marley and Me is not all that funny! If you own a dog you can guess what happens at the end.
3. Went to bed depressed and swollen eyes and a headache.
January 3, 2009
Vowed I would not have a bad attitude after my horrible financial discovery. I kept my appointment with my friend who is a realtor. We had coffee and I told her I wanted to wholesale houses. I explained how it works, what I needed her to do and how we could both benefit. I was so scared talking to her I thougth I was going to pass out. She loved the idea. Yeehaw, I'm on my way...
Went home, did a happy dance and then signed up for one of Dean's mentoring coaches to call me. I can use all the help I can get.
My friend sent me a list of homes in the areas I am looking to wholesale. I'm looking at REO and short sale properties.
January 4, 2009
Recieved a 30 page list of Notice of Defaults for my area from my friend the realtor. God is awesome. Who new my friend and I would be workig together. We are so excited to get this ball rolling. Next step, send out letters to NOD's listed. And then look at some of the properties off the list she emailed me. 2009 is going to be my year, no more meaningless goals, it's just going to be action! action! action! from a mad real estate investor.