I have located a home for sale by owner. The seller wants out of the deal now. The seller purchased the home for his son and daughter-in-law. The son and daughter-in-law decided not to move from the county they were living. The owner (father)has the deed to the property, and he stated that due to his health, he would like to sell the home. I have no savings and poor credit. I need some info on how to use effective no money down techniques. I am very motivated and willing to do what I need to do. The seller has made all information available to me if and when I may need it. The seller is asking 85,000 and the "fair market value of the home is around 115,000. Please post comments if you can help me now. I really appreciate all that you will do to arm me with the tools to close on this deal. I feel that this is a great deal. I need to make it an amazing deal. Thank you again.