$8K for 1st time home buyer has me in a bind. I have not found a home worthy of making my own. However the $8k is very tempting. I am stuck between purchasing a rental property and continue to do so or purchase a personal residence just for the money. I have a great rental that I made a offer on that has great passive cash flow and alot of instant equity. Now this new bill has me second guessing if that is a good idea. Should I purchase a personal home than buy rentals later? Confused. I had it all figured until this $8k came into play. My plan has always been to rent for a very low price and invest all I can until I have enough passive cashflow to purchase a home that I dream of. I do not want to purchase a home to live in and pay all the extra costs associated with being a home owner. ie: personal upgrades that come into play. New cabinets,floors,roofs,lawn,paint etc..etc...etc...All costs that increase the home value but using money that otherwise I would invest with in multiple rental properties. As a 1st time buyer I am stuck. I am finally in a good financial position to make some offers and now this. HELP!!!