Hello everyone at the DG family. I want to thank everyone who has welcomed me into this family. The support, the help, and the insights have been wonderful. I figured it was time that I started some accountability for myself. For some of you, you already know my past, but for others know of nothing about me.
I live in the state of Iowa with my husband and kids. I have 4 children of my own, and 2 step children who are twins. The oldest are the twins who are 16, and my youngest is my son who just turned 8. Along with my human kids, I have 3 dogs, a cat and a guinea pig. So, our house can get a little on the crazy side.
I have always been an entrepreneur at heart, and have owned several businesses in the past from doing in home daycare to owning an online information business. I have also led the traditional life and worked for someone else. I don't do well with the idea of making someone else richer when I am in the class of the working poor. Right now, investing in real estate has never been a better option for myself and my husband. I have a very supportive husband who is helping me in my real estate venture as currently he works alot of hours and gets paid next to nothing. We have lost one of our vehicles due to a reposession, our house is in foreclosure, my credit is in the trash, and my husband's credit (which used to be great) is now trashed as well.
We have had some very unfortunate instances in the past year that we have not been able to financially overcome. First off, we where hit by the flood. Then, my step-son was in an explosion (he was being stupid, and forgot to put his brain in that day) and had to be air lifted to children's hospital to the burn unit. He stayed there for a few days and even though my husband has insurance, we still owe over 75,000.00 on that bill alone. My husband got demoted due to him missing many days while his son was in the burn unit on life support. It was terrible to watch him struggle with wanting to be near his son, and wanting to keep his job. He finally had to start driving the 3 hours back and forth while his son was in the hospital. Exactly six months after my step son was discharged, my youngest son had to have corrective surgery done. He was in the hospital for 14 days, with 4 of those days in Pediatric Intensive Care Unit on life support. After he was discharged, he had to have alot of speech therapy done. Then, to make matters worse, my ex-husband decided he was going to try to fight for custody again and I just now got done with the cutody battle. That cost us around $10,000.00 for that alone. Now, my husband is facing a lay off due to the demotion that he recieved back when his son was hurt. We are in the foreclosure process ourselves, but have retained a lawyer to help fight against that. We are down to one vehicle that barely runs since our good vehicle was reposessed, we are sleeping on an air mattress since my youngest broke his bed when he and his brothers where jumping on it. We gave our bed to him, and couldn't afford a new bed. My youngest sons birthday was October 11, and we had to write him an IOU, for his birthday presents.
So, even though we are struggling, and I'm on the verge of having a nervous breakdown, I will continue on the fight to have financial freedom. I have set my goal that in one year from now, my husband will have quit his job to work for our company full time. We will be able to provide our kids with the things that they would like to have, and be able to afford birthday and christmas for our kids.
Right now, I am in the process of getting an assignment deal done, and I will have more confidence after my first deal.
I definatly have the motivation and the fire to change our financial situation.
The quest is on to succeed.....
Failure Is Not An Option