Hi everyone! I'm so excited! I started Dean's program a little over a month ago & have found a cute 17 yr old 2br, 1ba, ranch, REO property. It was originally listed for $45,000....with my realtor's help we got the bank to lower it's listing price to $34,500. I asked to have an inspection done before closing but when the water was turned on some leaks were discovered. The bank is in the process of fixing the problems before we proceed as long as it's within their allowable amounts. I didn't know that the bank would handle any repairs...I thought it would be my problem. So I'm waiting for good news as to when I can close on the property! Thank you to everyone for posting all your helpful hints & past experiences!!