I must admit, When I first started all this I didn't think I could actually do deals O down and with no money. Boy was I wrong. I have now used several different strategies O down. I had no choice but to do this when I first started And now I do them because I can. On my latest deal today that I closed is a new house for Julie and I. After it was all said and done i bought it with a sales and purchase agreement with owner financing. I gave 119.000 He owed 104.000 FMV is 154.000.I am making his payments for him, I owe him a little over 13k NO interest to be payed whenever I can or at closing if I decided to get the loan in my name in 2 to 3 years. I wanted to see if I could find a deal like this and get it done in 24 hours. This is a piece of property that I have never seen of had any contact with in anyway And I did it. So for all of you reading this Take action and fear will leave. I really don't no why but for some reason FEAR does not like Action. All you have to do is try it and see what happens.