I have been married for 27 years to a great guy who loves to "do". Which at the age of 50 is a good thing! We have two kids, one who is about to graduate from the Sac State Teaching Credential program and a son who graduated last Dec from ITT with a bachelors degree in Computer Networking. Our whole family loves to water ski, camp, go to theme parks, cruise and play poker. I bought Deans book from the infomercial on T.V. as a means to a brighter future for myself and my family. Through various circumstances which I won't go into we have found ourselves struggling to make ends meet and we worry about our retirement. Until our kids are self sufficient and on their way so to speak we are paying for their car insurance, reg., and gas, etc. We continue to do what we can for them as they have gone to college and have been terrific kids with great hearts. I want them to succeed as much as possible. But, I have decided I need to now do something for us and in the long run for them as well by venturing out and trying something scary and new. I hope I have made the right choice in RE.