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Tim Knaup

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We had to do a short sale on a contruction loan last year. Home was completed and sold short. We now have that on our credit report and a 90 day late. The lender said (not in writing) that they would not mark our credit but did and isnt returning e-mails do you have any suggestions. We have alittle money left and would like to invest again. But need this cleared from our credit.